Since this is a new role, the job holder must develop the infrastructure of the analytical of the portfolio, management information system and project deliveries. The core activities will be to ensure a automated portfolio information deck is provided to the Head of Real East Credit, Business Heads, RMs, Products. Collections, GCCO & other senior management on a periodic and on demand basis. The job holder is also responsible to set up relevant SLA’s across multiple departments and monitor the TAT’s on the credit approval cycles. The job holder is to be the custodian of the 3C proceedings and further follow-ups with the relevant responsible teams/individuals across business.
This section shall not be customised to reflect accountabilities which may be unique to one role. Please use Section 5 to capture any accountabilities specific to the role which are over and above those mentioned in this section.
Preparation and timely release of the daily/weekly/monthly dashboard and reports
Portfolio segment analysis and prepare decks for business, collections, and senior management
Run analysis on deferral impacts on portfolio
Analyze scope for improvement in processes
Liaise with project team to ensure timeline and mannerly roll out of projects
Support team in account management activities like timely reviews, risk-based strategies through cost of risk assessment along with incremental benefit.
Information gathered from various sources of portfolio, collections, credit should be maintained and reported accurately
Run 3C monthly and drive follow-up process with relevant responsible teams/individuals
Automate the manual processes for improving efficiency and reduce errors
Provide support on launch of any new system or upgrade/modification to the existing through functional analysis, UAT
Coordinate with IT and other departments for timely availability of data for Central Bank, Bureau, Governance & Audit and other stakeholders
Ensure TAT is met as per agreed SLA
Minimised risk exposure by reviewing the risk potential in detail to reduce any inherent risks to the business
Accuracy of reports and analysis conducted
Timely and efficient generation of reports for management
Timely execute any special work-related tasks assigned by line manager.
Ensure that audit items are addressed and resolved accordingly
FRAMEWORKS, BOUNDARIES, & DECISION MAKING AUTHORITY:
Functions within the framework and boundaries of Group policies as well as overall organisational and governance frameworks.
Authorised to take decisions as per the approved authorisation matrix.
QUALIFICATIONS & EXPERIENCE:
Bachelor’s degree or any equivalent degree in Computer Science or any other similar field.
10 years relevant experience in Banking/Analytics domain/Project delivery
Deep knowledge of analysis and presentation is a must
Strong MS Excel and Power Point skills
Proficient in MS Access, SQL, SAS and Power BI
Any other data mining skills including exposure to data analytics tools
Communication & interpersonal skills. Ability to communicate with various professionals
Detail-oriented team player with a strong understanding of budgets and estimates.