First Gulf Bank Looking for Senior Manager – Credit Review at Kuwait Full Time

Job Purpose:
Carry out credit reviews across the Corporate Divisions (as assigned) to ensure risk exposure is within GB&rsquos appetite for risk.
Accountabilities:

1. Independent Credit Assessment

Conduct and/or supervise independent credit risk assessments on applications

1. Quality Control

Conduct quality checks on credit applications to ensure they meet requirements of credit committees etc.

1. Portfolio reviews/Monitoring

Carry out effective and comprehensive portfolio reviews/monitoring

1. Proper Risk rating/Risk classification

Classify risk across portfolios and applications in line with industry standards and approved policies and procedures.

1. Industry Reviews

Conduct industry reviews which support the delivery of independent credit risk assessments

1. RAROC

Providing RAROC related inputs to Business for evaluation
Generic

1. Operate Within Approved Risk Appetite

Ensure all credit applications and portfolio management is within approved risk appetite

1. Corporate governance

corporate governance is complied with at all times

1. Education /Qualifications:

Professional Accounting/Finance/Banking qualifications
Knowledge:
Knowledge of the Banking industry, risk management and all regulations governing the banking business e.g., CBK, Basel III, etc.

1. Experience: About 6 years of experience in the banking industry, of which at least 3 years in credit or risk management

1. Generic & Specific Skills:

• Strong analytical and financial skills

• Effective interpersonal skills
• Efficient in problem solving
• High achievement drive
• Accountable for results
• Self confidence
• Team player