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Job Description
Job Description
JOB PURPOSE:
The purpose of the job is Credit Policy for all asset products in discussion with Business & Risk. Ensures governance of policies through post sales by monitoring performance of portfolio.
KEY ACCOUNTABILITIES:
- Timely resolution of credit policies and effectiveness
- Purpose of the job is credit policy for all asset products in discussion with Business & Risk and present to Credit Committee for approval. This covers UAE as accountability and international at oversight level.
- The other purpose is to ensure governance of policies through post sales by monitoring of portfolios as well as ensuring credit engine is accurately implementing policies.
- Governance of processes in terms of automation through digital in discussion with Business Teams.
Generic Accountability
- Support Head of Department and work closely with Credit Heads for continuous improvements and sustainability of systems, processes and credit practices through Quality Assurance.
- Improve staff engagement by effective allocation of objectives of Qualitative Credit Governance. Set up individual objectives and motivate staff for effective achievement of the same.
- Lead talent development initiatives, collaborating with Business School
- Ensure to act as role model to drive adherence to organisational values and foster value driven culture
Qualifications
Minimum Qualification
- Master’s degree in Business Administration (MBA) or any other relevant finance degree, professional certification
Minimum Experience & Skill Set
- Expertise in Retail Credit policy & portfolio management
- UAE National with Family Book
- 8-10 years experience in the banking sector with at least 4-5 years related to the job.
- Expert knowledge of CB Credit, CB Products, Systems & Process
- Strong structuring skills
- Good understanding of legal and regulatory framework.
- Ability to work under pressure
- Demonstrated strong people management skills.
- Strong communication skills – written and spoken.
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